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ToolsPayment ToolsOobit

Payment Tools · Solana

Oobit logo — Solana Payment Tools tool

Oobit

A non-custodial spending app that lets Phantom and other Solana wallet holders pay at Visa merchants directly from their crypto.

Payment Tools
Healthy

Rating

—

No reviews yet

Health

100/100

Checked 10d ago

Pricing

Freemium

See pricing section

Updated

Oct 2026

Payment Tools

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Overview

What Oobit actually does.

Oobit is a Tether-backed mobile payments app that lets people spend crypto assets, including tokens held in Solana wallets, at ordinary retail merchants. Its core product is a card and a one-tap payment flow, branded DePay, that routes a payment from a self-custody wallet to any merchant that accepts Visa, without the user first manually converting to fiat or moving funds into a custodial exchange balance. Oobit added native Phantom wallet support so that Solana users specifically can pay with assets held directly in Phantom rather than needing to transfer them into Oobit's own wallet first. Beyond point-of-sale spending, the app also offers local QR payment methods such as Pix, international money transfers to more than 100 countries, cash withdrawals at contactless ATMs, cashback of up to 10% on purchases, and business-focused products including corporate cards and stablecoin expense management. The product is aimed at everyday crypto holders, Solana users among them, who want to spend from a wallet they already control without a separate manual off-ramp step each time, and at businesses that want to pay out or manage expenses in stablecoins. Solana co-founder Anatoly Yakovenko participated in Oobit's Series A funding round, and Oobit is backed by Tether. Oobit is not itself a Solana protocol or program; it is a multi-chain payments application for which Solana, via Phantom, is one of several supported wallet integrations rather than its native chain. As with any card product bridging crypto to traditional payment rails, some functionality (card issuance, ATM access, cashback tiers) varies by country, and using it necessarily involves trusting Oobit's own compliance and custody handling for the spend step even though the underlying wallet stays self-custodial.

Live health

Uptime, SSL, response time.

Health & Activity

Uptime 30d

100.0%

Website
Online
SSL
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Social Activity
Active(1d ago)
Last checked: 10d ago

Latest from @oobit

1d ago

🎉 THIS IS HUGE: Muse, Grok, Dots and Instinct can now spend stablecoins. AI is moving from answering questions to doing things for us. To do that, it needs a way to pay. But giving an AI your card or access to your money is probably the wrong model. So we built something different. You approve every payment. @oobit creates a new one-time card for each transaction. The AI gets what it needs to complete the purchase, and nothing more. And this shouldn’t only work for people with the right bank card in the right country. Each card can be funded with stablecoins, crypto or local money, across 75+ countries. We think AI will become a meaningful participant in the global economy. Today, in partnership with @raincards we’re giving it a way to pay. 🔗 Learn more https://t.co/eYHTrtXkBj

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Key features

What's in the box.

  • One-tap 'DePay' payments direct from a self-custody wallet, including Phantom, at any Visa-accepting merchant
  • Native Phantom wallet integration for spending Solana-held assets
  • Local QR payment support (e.g. Pix) and international transfers to 100+ countries
  • Cash withdrawals at contactless ATMs and cashback of up to 10% on purchases
  • Business cards and stablecoin expense-management tools

Verdict

The honest tradeoffs.

Pros

  • Lets Solana/Phantom holders spend directly from their own wallet without a separate manual off-ramp
  • Backed by Tether with a co-lead investment from Solana co-founder Anatoly Yakovenko
  • Established app with a large existing user base and high app-store review volume
  • Broad feature set beyond card spend: transfers, ATM cash-out, business cards

Cons

  • Multi-chain product, not a Solana-native protocol — Solana is one of several supported wallet integrations
  • Spending still routes through Oobit's own compliance and card-issuance layer, unlike a pure onchain transaction
  • Feature availability (cards, ATM access, cashback) varies significantly by country
  • As a custodial-adjacent fintech bridge, it carries counterparty and regulatory dependencies beyond the wallet itself

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Solana's leading crypto payment platform for merchants

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Link verified working · Oct 3, 2026

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