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ToolsPayment ToolsWestern Union USDPT

Payment Tools · Solana

Western Union USDPT logo — Solana Payment Tools tool

Western Union USDPT

Western Union's regulated USD stablecoin on Solana

Payment ToolsDeFi & Yield
Healthy

Rating

—

No reviews yet

Health

93/100

Checked 12d ago

Pricing

Free

See pricing section

Updated

Sep 2026

Payment Tools

Froglabs Bundler — Trade. Launch. Snipe. 7 days free with code MADEONSOLSponsored

Overview

What Western Union USDPT actually does.

USDPT is Western Union's USD-denominated stablecoin, issued by Anchorage Digital Bank N.A. — the first federally-regulated crypto bank in the US — and built on Solana for 24/7 cross-border settlement. Announced in May 2026, it represents a major remittance incumbent moving its core money-movement business onto public blockchain rails. By settling on Solana, USDPT enables transfers across 200+ countries on a round-the-clock basis, removing the timing constraints of traditional banking hours. This pairs Western Union's established global payments network with the speed and availability of on-chain settlement. The initial rollout covers the Philippines and Bolivia, with a consumer-facing 'Stable by Western Union' spend product launching across 40+ countries. That phased approach targets key remittance corridors first before expanding the consumer experience more broadly. As a regulated, issuer-backed stablecoin, USDPT is a centralized product whose availability and features depend on Western Union's rollout timeline and regional regulatory approvals — it is newly announced and not yet broadly available everywhere. Users in supported regions benefit from its compliance posture, but the trade-off is reliance on a centralized issuer and custodian rather than a decentralized design.

Live health

Uptime, SSL, response time.

Health & Activity

Uptime 30d

100.0%

Website
Online
SSL
Valid
Social Activity
Moderate(72d ago)
Last checked: 12d ago

Latest from @WesternUnion

August 4, 2026

In partnership with Rain, today we announced the launch of Stablecard by Western Union. Stablecard is a new Rain-powered @Visa card that lets remittance recipients hold dollar-backed stablecoins and spend them anywhere Visa is accepted. Read more: https://t.co/tLi9bx8pNH @USDPT_ https://t.co/qaJT0YOyIi

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Key features

What's in the box.

  • USD-denominated stablecoin issued by Anchorage Digital Bank N.A.
  • Built on Solana for 24/7 cross-border settlement
  • Coverage spanning 200+ countries
  • Initial rollout in the Philippines and Bolivia
  • 'Stable by Western Union' spend product across 40+ countries

Verdict

The honest tradeoffs.

Pros

  • Backed by a federally-regulated US crypto bank issuer
  • Leverages Western Union's established global payments network
  • 24/7 on-chain settlement removes banking-hour constraints
  • Strong compliance posture for cross-border transfers

Cons

  • Centralized, issuer-backed product rather than decentralized
  • Newly announced with a phased, region-limited rollout
  • Availability depends on regional regulatory approvals

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