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© 2026 MadeOnSol

MadeOnSol — eenmanszaak, Hulshout, Belgium · KBO/BTW BE 1039.535.538 (art. 56bis, no VAT charged)

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ToolsNFT ToolsSharky

NFT Tools · Solana

Sharky logo — Solana NFT Tools tool

Sharky

Largest NFT lending protocol on Solana — borrow SOL against your NFTs or earn yield as a lender

NFT Tools
Healthy

Rating

5.0★

1 review

Health

100/100

Checked 15d ago

Pricing

Free

See pricing section

Updated

Oct 2026

NFT Tools

Froglabs Bundler — Trade. Launch. Snipe. 7 days free with code MADEONSOLSponsored

Overview

What Sharky actually does.

Sharky is the largest and most liquid NFT lending protocol on Solana, enabling NFT holders to borrow SOL against their NFTs as collateral and lenders to earn yield on NFT-backed loans. The protocol uses an escrow-less design where NFTs stay in the borrower's wallet until a default occurs, reducing custodial risk. Loan terms are fixed at 7-14 days with predictable interest rates, and borrowers can refinance at any time. With over 1.4 million loans processed, Sharky has established deep liquidity across all major Solana NFT collections. Lenders choose which collections to lend against and set their own rates, creating a competitive marketplace that benefits borrowers with tighter spreads. Sharky charges a small protocol fee on completed loans but is otherwise free to use for both borrowers and lenders. Whether you need quick SOL liquidity without selling your favorite NFT or want to earn yield by lending against blue-chip collections, Sharky is the most battle-tested NFT lending platform on Solana.

Live health

Uptime, SSL, response time.

Health & Activity

Uptime 30d

100.0%

Website
Online
SSL
Valid
Social Activity
Active(15d ago)
Last checked: 15d ago

Latest from @SharkyFi

15d ago

Get liquidity for your NFT while it stays in your wallet, no need to sell -- borrow to buy more. You get both sides of having the NFT, it's like Hey! we're cousins... Move along, nothing to see here. @retardioclassic https://t.co/9csba3Qlcm

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Key features

What's in the box.

  • Instant NFT-backed loans in SOL
  • Escrow-less lending — NFTs stay in your wallet until default
  • 7-14 day loan terms with fixed rates
  • 1.4M+ loans processed
  • Lender yield earning on NFT-collateralized loans
  • Support for major Solana NFT collections

Verdict

The honest tradeoffs.

Pros

  • Largest and most liquid NFT lending market on Solana
  • Escrow-less design means NFTs stay in your wallet
  • Fast loan execution with fixed terms and predictable rates

Cons

  • Limited to NFT collateral only — no fungible token lending
  • Loan terms are short (7-14 days) requiring frequent refinancing
  • Risk of liquidation if NFT floor price drops

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Reviews

What users say about Sharky.

Reviews (1)

Sharky’s NFT tool makes lending and borrowing NFTs effortless, with clear terms and fast liquidity that lets me earn yield without selling my favorites.

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From the blog

Articles mentioning Sharky.

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Compare Sharky

Compare

Compare Sharky head-to-head.

Side-by-side with the most popular NFT Tools tools — features, fees, ratings, uptime & safety.

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(1)

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Links

WebsiteX / Twitter121.2K followers
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