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YieldsLending

Solana Lending Rates

Live lending and supply APY rates across Solana DeFi protocols — powered by DeFiLlama.

115 pools · Updated 10:22:51 PM · Data from DeFiLlama

#ProtocolPoolTVLAPYBase APYReward APY30d Avg
1
Kamino Lend
SOL$200.9K7.86%7.86%—6.40%
2
Kamino Lend
USDG$826.4K7.70%7.70%—8.10%
3
Kamino Lend
SOL$101.5K6.86%6.86%—6.10%
4
Kamino Lend
SOL$16.49M6.80%6.80%—7.43%
5
Kamino Lend
PYUSD$49.7K6.75%6.75%—6.92%
6
Kamino Lend
USDS$115.0K6.22%6.22%—6.34%
7
Kamino Lend
USDC$34.1K6.16%6.16%—5.92%
8
Kamino Lend
USDC$131.8K6.15%6.15%—3.45%
9
Kamino Lend
SOL$816.4K6.04%6.04%—4.85%
10
Kamino Lend
USDC$6.81M5.98%5.98%—6.83%
11
Kamino Lend
USDC$207.9K5.67%5.67%—6.56%
12
Kamino Lend
USDG$19.9K5.40%5.40%—5.46%
13
Kamino Lend
USDG$3.71M5.40%5.40%—5.46%
14
Kamino Lend
USDG$30.7K5.40%5.40%—5.49%
15
Kamino Lend
SOL$69.1K4.92%4.92%—6.83%
16
Kamino Lend
USDC$566.9K4.79%4.79%—5.34%
17
Kamino Lend
USDT$118.0K4.74%4.74%—4.62%
18
Kamino Lend
USDG$391.4K4.69%4.69%—4.75%
19
Kamino Lend
USDC$9.24M4.55%4.55%—4.43%
20
Kamino Lend
USDC$1.47M4.54%4.54%—4.32%
21
Kamino Lend
PYUSD$4.85M4.48%4.48%—4.09%
22
Kamino Lend
PYUSD$3.54M4.39%4.39%—4.02%
23
Kamino Lend
USDS$210.0K4.37%4.37%—4.52%
24
Kamino Lend
USDC$7.95M4.36%4.36%—4.72%
25
Kamino Lend
USDC$90.0K4.36%4.36%—3.72%
26
Kamino Lend
USDC$706.8K4.20%4.20%—4.57%
27
Kamino Lend
USDS$607.3K4.18%4.18%—3.46%
28
Kamino Lend
SOL$226.7K3.91%3.91%—4.12%
29
Kamino Lend
CASH$54.1K3.83%3.83%—4.32%
30
Kamino Lend
USDT$1.65M3.48%3.48%—3.37%
31
Kamino Lend
PYUSD$5.72M3.37%3.37%—3.23%
32
Kamino Lend
CASH$10.88M2.99%2.99%—2.96%
33
Kamino Lend
USDG$286.0K2.73%2.73%—2.67%
34
Kamino Lend
USX$6.24M2.47%2.47%—1.61%
35
Kamino Lend
EURC$133.1K2.31%2.31%—2.07%
36
Kamino Lend
PYUSD$17.53M2.02%2.02%—2.04%
37
Kamino Lend
ETH$913.3K2.01%2.01%—3.50%
38
Kamino Lend
FDUSD$28.6K1.65%1.65%—1.72%
39
Kamino Lend
USDC$1.80M1.25%1.25%—2.06%
40
Kamino Lend
USDC$296.3K0.95%0.95%—0.35%
41
Kamino Lend
USDC$22.2K0.69%0.69%—0.70%
42
Kamino Lend
PYUSD$12.7K0.44%0.44%—0.44%
43
Kamino Lend
FDUSD$11.1K0.27%0.27%—0.28%
44
Kamino Lend
USDC$338.4K0.22%0.22%—0.03%
45
Kamino Lend
SPYX$3.85M0.20%0.20%—0.22%
46
Kamino Lend
CBBTC$37.07M0.08%0.08%—0.04%
47
Kamino Lend
QQQX$2.99M0.07%0.07%—0.08%
48
Kamino Lend
NVDAX$2.86M0.03%0.03%—0.02%
49
Kamino Lend
WBTC$157.6K0.03%0.03%—0.02%
50
Kamino Lend
XBTC$12.90M0.02%0.02%—0.03%
51
Kamino Lend
TSLAX$3.35M0.00%0.00%—0.03%
52
Kamino Lend
JUPSOL$28.06M0.00%0.00%—0.00%
53
Kamino Lend
PSOL$6.17M0.00%0.00%—0.00%
54
Kamino Lend
JTO$57.4K0.00%0.00%—0.00%
55
Kamino Lend
PICOSOL$562.1K0.00%0.00%—0.00%
56
Kamino Lend
WBTC$720.8K0.00%0.00%—0.00%
57
Kamino Lend
USDE$268.92M0.00%0.00%—0.00%
58
Kamino Lend
DSOL$190.53M0.00%0.00%—0.00%
59
Kamino Lend
PRIME$139.45M0.00%0.00%—0.00%
60
Kamino Lend
ONYC$109.51M0.00%0.00%—0.00%
61
Kamino Lend
SYRUPUSDC$75.43M0.00%0.00%—0.00%
62
Kamino Lend
JLP$41.66M0.00%0.00%—0.00%
63
Kamino Lend
HSOL$21.24M0.00%0.00%—0.00%
64
Kamino Lend
PT-USX-16SEP26$20.65M0.00%0.00%—0.00%
65
Kamino Lend
VSOL$15.25M0.00%0.00%—0.00%
66
Kamino Lend
FWDI$12.89M0.00%0.00%—0.00%
67
Kamino Lend
EUSX$12.35M0.00%0.00%—0.00%
68
Kamino Lend
BONKSOL$9.45M0.00%0.00%—0.00%
69
Kamino Lend
PST$7.69M0.00%0.00%—0.00%
70
Kamino Lend
STKESOL$6.41M0.00%0.00%—0.00%
71
Kamino Lend
FBTC$6.37M0.00%0.00%—0.00%
72
Kamino Lend
JSOL$4.70M0.00%0.00%—0.00%
73
Kamino Lend
USCC$4.41M0.00%0.00%—0.00%
74
Kamino Lend
CGNTSOL$4.23M0.00%0.00%—0.00%
75
Kamino Lend
PT-EUSX-16SEP26$3.71M0.00%0.00%—0.00%
76
Kamino Lend
STRONGSOL$3.14M0.00%0.00%—0.00%
77
Kamino Lend
GOOGLX$2.69M0.00%0.00%—0.00%
78
Kamino Lend
JLP$1.94M0.00%0.00%—0.00%
79
Kamino Lend
LAINESOL$1.78M0.00%0.00%—0.00%
80
Kamino Lend
RKUSOL$1.63M0.00%0.00%—0.00%
81
Kamino Lend
PT-ONYC-10SEP26$1.50M0.00%0.00%—0.00%
82
Kamino Lend
INF$1.18M0.00%0.00%—0.00%
83
Kamino Lend
MSTRX$1.16M0.00%0.00%—0.00%
84
Kamino Lend
LANTERNSOL$1.06M0.00%0.00%—0.00%
85
Kamino Lend
PT-RKUSOL-31OCT26$1.06M0.00%0.00%—0.00%
86
Kamino Lend
STRCX$905.3K0.00%0.00%—0.00%
87
Kamino Lend
BNSOL$862.4K0.00%0.00%—0.00%
88
Kamino Lend
BONK$652.4K0.00%0.00%—0.00%
89
Kamino Lend
INF$616.1K0.00%0.00%—0.00%
90
Kamino Lend
HYPE$600.0K0.00%0.00%—0.00%
91
Kamino Lend
EZSOL$452.1K0.00%0.00%—0.00%
92
Kamino Lend
JTO$385.4K0.00%0.00%—0.00%
93
Kamino Lend
GOAT$377.0K0.00%0.00%—0.00%
94
Kamino Lend
AAPLX$375.6K0.00%0.00%—0.00%
95
Kamino Lend
CRCLX$274.0K0.00%0.00%—0.00%
96
Kamino Lend
POPCAT$204.8K0.00%0.00%—0.00%
97
Kamino Lend
CBBTC$188.9K0.00%0.00%—0.00%
98
Kamino Lend
HOODX$155.0K0.00%0.00%—0.00%
99
Kamino Lend
PENGU$152.6K0.00%0.00%—0.00%
100
Kamino Lend
LBTC$119.9K0.00%0.00%—0.00%
Staking Yields →Liquidity Pool Yields →

DeFi Lending on Solana

Lending protocols like Kamino, Marginfi, and Solend let you deposit assets to earn interest from borrowers. Rates fluctuate based on supply and demand — popular assets like SOL and USDC typically offer steady yields, while volatile tokens may see higher but less predictable rates.

Most Solana lending protocols also offer additional reward incentives on top of base interest rates. The "Reward APY" column shows these extra incentives, while "Base APY" reflects organic lending yield. You can use liquid staking tokens as collateral to earn staking rewards and lending yield simultaneously, or provide liquidity in LP pools for higher returns. See all Solana yields for a full comparison.

All data is sourced from DeFiLlama and updated every 15 minutes. Protocols listed on MadeOnSol are linked to their full tool pages.

Frequently asked questions

How does DeFi lending work on Solana?

DeFi lending on Solana lets you deposit assets like SOL, USDC, or other tokens into a lending pool. Borrowers pay interest to use your deposited assets as loans, and you earn a share of that interest as APY. Popular Solana lending protocols include Kamino, Marginfi, and Solend. Rates fluctuate based on supply and demand — when many borrowers want an asset, rates go up.

What are the risks of lending on Solana?

The main risks of DeFi lending include smart contract vulnerabilities, liquidation cascades during market crashes, and oracle manipulation. Lending stablecoins like USDC typically carries lower risk than lending volatile tokens. Always check if a protocol has been audited, review its TVL (higher = more battle-tested), and diversify across multiple protocols to reduce risk.

Which Solana lending protocol has the best rates?

Lending rates vary by asset and protocol. Stablecoin deposits (USDC, USDT) typically earn 3-10% APY, while SOL deposits earn 2-6% APY. Some protocols offer additional reward token incentives on top of base interest. Check this page for live rates across all Solana lending protocols, updated every 15 minutes.