Fluid vs Save (fka Solend)
Last updated: April 3, 2026
 |  | |
|---|---|---|
| Rating | (0) | (0) |
| Pricing | Free | Free |
| Health | Healthy | Healthy |
| Chain | solana only | solana only |
| Open Source | ||
| Features | 6 features | 8 features |
| Upvotes | ▲ 0 | ▲ 0 |
| Twitter Followers | 39,558 | 84,221 |
| Categories | DeFi & Yield | DeFi & Yield |
| Description | Unified liquidity layer powering Jupiter Lend with $1.65B TVL on Solana | Decentralized lending and borrowing protocol — formerly Solend |
Pros & Cons
Fluid
- Massive TVL demonstrates deep liquidity
- Jupiter integration provides broad ecosystem reach
- Capital-efficient design maximizes yield on deposits
- Battle-tested protocol from Instadapp team
- Complex mechanics may confuse new DeFi users
- Smart contract risk inherent in unified liquidity design
- Relatively new on Solana compared to EVM deployment
Save (fka Solend)
- One of the longest-running Solana lending protocols — battle-tested through multiple market cycles
- Wide asset support including liquid staking tokens enables diverse lending strategies
- Strong risk management track record — survived major market crashes without protocol insolvency
- Deep liquidity in main pools ensures competitive rates for both depositors and borrowers
Fluid vs Save (fka Solend): Which Should You Choose?
Overview
Fluid Fluid is a unified liquidity protocol by Instadapp that combines lending and DEX trading into a single layer on Solana. As the engine powering Jupiter Lend, Fluid has amassed over $1.65 billion in tot... Save (fka Solend) Save, formerly known as Solend, is one of the original and largest decentralized lending and borrowing protocols on Solana. Rebranded from Solend in late 2024, Save allows users to deposit crypto asse...
Community Ratings
Both Fluid and Save (fka Solend) hold similar community ratings, suggesting users find comparable value in each. Your choice should come down to specific features, pricing, and ecosystem fit rather than overall score.
Pricing & Value
Fluid uses a free model, while Save (fka Solend) is free — Free to use. Interest rates are algorithmically determined by supply and demand. Small protocol fee on interest earned by depositors.. Both tools are free, so cost isn't a deciding factor — focus on features and reliability instead.
Key Features
Fluid offers 6 features including Unified lending and DEX liquidity layer, Powers Jupiter Lend on Solana, Over $1.65B in total value locked, and 3 more. Save (fka Solend) counters with 8 features including Algorithmic lending and borrowing with dynamic interest rates based on utilization, Multi-pool architecture — main pool for blue-chips, isolated pools for newer assets, Real-time oracle pricing with dynamic liquidation thresholds for risk management, and 5 more. The right choice depends on which specific features matter for your use case — check the individual review pages for full breakdowns.
Reliability & Health
We monitor both tools around the clock for uptime, SSL validity, and response times. Fluid currently has a healthy health status with 100.0% uptime over the last 30 days. Save (fka Solend) is rated healthy with 100.0% uptime. For tools you rely on daily — especially trading bots or wallets — uptime and speed are non-negotiable.
Strengths
Fluid's key strengths include massive tvl demonstrates deep liquidity, jupiter integration provides broad ecosystem reach, capital-efficient design maximizes yield on deposits. Save (fka Solend) stands out for one of the longest-running solana lending protocols — battle-tested through multiple market cycles, wide asset support including liquid staking tokens enables diverse lending strategies, strong risk management track record — survived major market crashes without protocol insolvency. On the flip side, Fluid's weaknesses include complex mechanics may confuse new defi users, while Save (fka Solend)'s main drawback is controversial governance incident in 2022 (attempted whale account takeover) damaged trust.