Save (fka Solend) vs Fluid
Last updated: April 3, 2026
 |  | |
|---|---|---|
| Rating | (0) | (0) |
| Pricing | Free | Free |
| Health | Healthy | Healthy |
| Chain | solana only | solana only |
| Open Source | ||
| Features | 8 features | 6 features |
| Upvotes | ▲ 0 | ▲ 0 |
| Twitter Followers | 84,221 | 39,558 |
| Categories | DeFi & Yield | DeFi & Yield |
| Description | Decentralized lending and borrowing protocol — formerly Solend | Unified liquidity layer powering Jupiter Lend with $1.65B TVL on Solana |
Pros & Cons
Save (fka Solend)
- One of the longest-running Solana lending protocols — battle-tested through multiple market cycles
- Wide asset support including liquid staking tokens enables diverse lending strategies
- Strong risk management track record — survived major market crashes without protocol insolvency
- Deep liquidity in main pools ensures competitive rates for both depositors and borrowers
- Fully decentralized governance through SAVE token and DAO
- Controversial governance incident in 2022 (attempted whale account takeover) damaged trust
- Rebrand from Solend to Save created some confusion and fragmented brand recognition
- Interest rates can spike dramatically during high-utilization periods making borrowing expensive
- Competition from newer protocols like Marginfi and Kamino has reduced market share
Fluid
- Massive TVL demonstrates deep liquidity
Save (fka Solend) vs Fluid: Which Should You Choose?
Overview
Save (fka Solend) Save, formerly known as Solend, is one of the original and largest decentralized lending and borrowing protocols on Solana. Rebranded from Solend in late 2024, Save allows users to deposit crypto asse... Fluid Fluid is a unified liquidity protocol by Instadapp that combines lending and DEX trading into a single layer on Solana. As the engine powering Jupiter Lend, Fluid has amassed over $1.65 billion in tot...
Community Ratings
Both Save (fka Solend) and Fluid hold similar community ratings, suggesting users find comparable value in each. Your choice should come down to specific features, pricing, and ecosystem fit rather than overall score.
Pricing & Value
Save (fka Solend) uses a free model — Free to use. Interest rates are algorithmically determined by supply and demand. Small protocol fee on interest earned by depositors., while Fluid is free. Both tools are free, so cost isn't a deciding factor — focus on features and reliability instead.
Key Features
Save (fka Solend) offers 8 features including Algorithmic lending and borrowing with dynamic interest rates based on utilization, Multi-pool architecture — main pool for blue-chips, isolated pools for newer assets, Real-time oracle pricing with dynamic liquidation thresholds for risk management, and 5 more. Fluid counters with 6 features including Unified lending and DEX liquidity layer, Powers Jupiter Lend on Solana, Over $1.65B in total value locked, and 3 more. The right choice depends on which specific features matter for your use case — check the individual review pages for full breakdowns.
Reliability & Health
We monitor both tools around the clock for uptime, SSL validity, and response times. Save (fka Solend) currently has a healthy health status with 100.0% uptime over the last 30 days. Fluid is rated healthy with 100.0% uptime. For tools you rely on daily — especially trading bots or wallets — uptime and speed are non-negotiable.
Strengths
Save (fka Solend)'s key strengths include one of the longest-running solana lending protocols — battle-tested through multiple market cycles, wide asset support including liquid staking tokens enables diverse lending strategies, strong risk management track record — survived major market crashes without protocol insolvency. Fluid stands out for massive tvl demonstrates deep liquidity, jupiter integration provides broad ecosystem reach, capital-efficient design maximizes yield on deposits. On the flip side, Save (fka Solend)'s weaknesses include controversial governance incident in 2022 (attempted whale account takeover) damaged trust, while Fluid's main drawback is complex mechanics may confuse new defi users.