Head-to-head · Comparison
Features, pricing, health score, community ratings — side-by-side from the live MadeOnSol database.
Updated July 7, 2026
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|---|---|---|
| Rating | (3) | (1) |
| Pricing | Freemium | Freemium |
| Health | Healthy | Healthy |
| Chain | multi chain | solana only |
| Open Source | ||
| Features | 5 features | 4 features |
| Upvotes |
Pros & cons
Analysis
Koinly Koinly is a crypto tax reporting and portfolio management platform that supports Solana wallet imports, SPL token tracking, and DeFi activity categorization. It automatically calculates capital gains,... PayAI Network PayAI Network is a Solana-first facilitator of the x402 payment standard, enabling AI agents, SaaS platforms, and applications to implement usage-based micropayments without API keys or blockchain com...
PayAI Network is rated higher by the MadeOnSol community with 5.0/5 stars across 1 review, compared to 4.3/5 for Koinly (3 reviews). That said, ratings only tell part of the story — what matters most is which tool fits your specific workflow.
Koinly uses a freemium model, while PayAI Network is freemium. Both offer free tiers with paid upgrades, so try each before committing to a paid plan.
Koinly offers 5 features including Automatic Solana wallet import and transaction categorization, Capital gains/loss calculation for SOL and SPL tokens, DeFi, staking, and airdrop income tracking, and 2 more. PayAI Network counters with 4 features including One-endpoint x402 facilitator for Solana and EVM, Zero blockchain fees for buyers and merchants, Gasless micropayments for AI agents, and 1 more. The right choice depends on which specific features matter for your use case — check the individual review pages for full breakdowns.
We monitor both tools around the clock for uptime, SSL validity, and response times. Koinly currently has a healthy health status with 100.0% uptime over the last 30 days. PayAI Network is rated healthy with 100.0% uptime. For any tool you trust with your funds, trades, or yield, uptime and speed are non-negotiable.
Koinly's key strengths include most comprehensive solana defi tax coverage available, automatic transaction matching reduces manual work, multi-country tax report generation from one platform. PayAI Network stands out for positioned at center of ai agent payment revolution on solana, zero-fee model removes friction from micropayment adoption.
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| Twitter Followers | 5,785 | 24,388 |
| Categories | Portfolio Trackers, Analytics & Charts | Payment Tools, AI Agents |
| Description | Crypto tax calculator and portfolio tracker with full Solana support | Solana-native x402 payment facilitator enabling autonomous AI agent micropayments |
While Koinly (Portfolio Trackers) and PayAI Network (Payment Tools) serve different primary purposes, users often consider both when building their Solana toolkit. PayAI Network has the community's vote, but your mileage may vary depending on your specific needs. We recommend trying both — Koinly is free to start and PayAI Network is free to start. Read user reviews on each tool's page for real-world feedback from the Solana community.