Head-to-head · Payment Tools
SP3ND vs PayPal
Features, pricing, health score, community ratings — side-by-side from the live MadeOnSol database.
Updated June 23, 2026
 |  | |
|---|---|---|
| Rating | (0) | (1) |
| Pricing | Free | Free |
| Health | Healthy | Healthy |
| Chain | solana only | solana only |
| Open Source | ||
| Features | 5 features | 6 features |
| Upvotes |
Pros & cons
The trade-offs.
SP3ND
- Spend on-chain funds on real-world goods
- No KYC friction
- Broad international shipping
- Backed by reputable Solana communities (Superteam, MonkeDAO)
- Relies on third-party marketplaces (Amazon/eBay) for fulfillment
- No-KYC commerce may face compliance and longevity risk
- Pricing may include a markup or spread over retail
PayPal
- Massive mainstream reach
- PYUSD on Solana for fast payments
Analysis
Which should you choose?
.
Overview
SP3ND SP3ND is a Web3 checkout that lets users buy real-world goods from Amazon and eBay using stablecoins (USDC) and SOL. It bridges on-chain balances to everyday commerce, so crypto can be spent directly... PayPal PayPal supports buying, selling, and holding SOL for its 400M+ users. Launched PYUSD stablecoin on Solana in 2024 for fast, low-cost payments. Users can transfer crypto between PayPal and Venmo, pay m...
Community Ratings
PayPal is rated higher by the MadeOnSol community with 5.0/5 stars across 1 review, compared to 0.0/5 for SP3ND (0 reviews). That said, ratings only tell part of the story — what matters most is which tool fits your specific workflow.
Pricing & Value
SP3ND uses a free model, while PayPal is free. Both tools are free, so cost isn't a deciding factor — focus on features and reliability instead.
Key Features
SP3ND offers 5 features including Checkout for Amazon and eBay paid in crypto, Pay with USDC stablecoin or SOL, No KYC required, and 2 more. PayPal counters with 6 features including Buy, sell, hold SOL, PYUSD stablecoin on Solana, Pay merchants with crypto, and 3 more. The right choice depends on which specific features matter for your use case — check the individual review pages for full breakdowns.
Reliability & Health
We monitor both tools around the clock for uptime, SSL validity, and response times. SP3ND currently has a healthy health status with 100.0% uptime over the last 30 days. PayPal is rated healthy with 100.0% uptime. For any tool you trust with your funds, trades, or yield, uptime and speed are non-negotiable.
Strengths
SP3ND's key strengths include spend on-chain funds on real-world goods, no kyc friction, broad international shipping. PayPal stands out for massive mainstream reach, pyusd on solana for fast payments, easy onboarding for non-crypto users. On the flip side, SP3ND's weaknesses include relies on third-party marketplaces (amazon/ebay) for fulfillment, while PayPal's main drawback is higher fees than exchanges.
The Verdict
We recommend trying both — SP3ND is free to start and PayPal is free to start. Read user reviews on each tool's page for real-world feedback from the Solana community.
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