Head-to-head · Comparison
Features, pricing, health score, community ratings — side-by-side from the live MadeOnSol database.
Updated August 6, 2026
 |  | |
|---|---|---|
| Rating | (1) | (8) |
| Pricing | Free | Free |
| Health | Healthy | Healthy |
| Chain | solana only | multi chain |
| Open Source | ||
| Features | 5 features | 8 features |
| Upvotes |
Pros & cons
Analysis
Hobba Hobba is a Solana lending protocol that lets users borrow against their crypto holdings at the best routed rate, unlocking liquidity without having to sell their assets. By comparing rates across venu... Phantom Phantom is the most widely used wallet in the Solana ecosystem and has become synonymous with Solana itself. With millions of active users, Phantom provides a seamless gateway to DeFi, NFTs, token swa...
Phantom is rated higher by the MadeOnSol community with 4.6/5 stars across 8 reviews, compared to 4.0/5 for Hobba (1 review). That said, ratings only tell part of the story — what matters most is which tool fits your specific workflow.
Hobba uses a free model, while Phantom is free — Free to use. Built-in swap charges approximately 0.85% fee. Staking is free with standard validator commission.. Both tools are free, so cost isn't a deciding factor — focus on features and reliability instead.
Hobba offers 5 features including Borrow against Solana assets at routed best-available rates, Self-repaying loans — collateral yield auto-pays down debt, Sonnar risk engine for collateral and rate management, and 2 more. Phantom counters with 8 features including Browser extension and mobile app with full feature parity, Built-in token swap aggregator powered by Jupiter for best prices, Native SOL staking with validator selection and rewards tracking, and 5 more. The right choice depends on which specific features matter for your use case — check the individual review pages for full breakdowns.
We monitor both tools around the clock for uptime, SSL validity, and response times. Hobba currently has a healthy health status with 100.0% uptime over the last 30 days. Phantom is rated healthy with 100.0% uptime. For any tool you trust with your funds, trades, or yield, uptime and speed are non-negotiable.
Hobba's key strengths include idle collateral works to repay the loan automatically, rate routing targets competitive borrowing costs, access liquidity without selling and losing upside.
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| ▲ 0 |
| ▲ 6 |
| Twitter Followers | 1,195 | 949,612 |
| Categories | DeFi & Yield | Wallets |
| Description | Self-repaying loans on Solana — borrow against crypto while idle collateral earns yield that pays it down | Most-used Solana wallet — send, swap, stake SOL, and manage NFTs with built-in DEX aggregation and hardware wallet support |
While Hobba (DeFi & Yield) and Phantom (Wallets) serve different primary purposes, users often consider both when building their Solana toolkit. Phantom has the community's vote, but your mileage may vary depending on your specific needs. We recommend trying both — Hobba is free to start and Phantom is free to start. Read user reviews on each tool's page for real-world feedback from the Solana community.