Arch Lending vs Mango Markets

Overview

Arch Lending Arch Lending is a centralized crypto lending platform on Solana (and other chains) that lets holders borrow cash or stablecoins against SOL, BTC, ETH, and XRP collateral without selling their assets.... Mango Markets Mango Markets is a decentralized trading and lending protocol on Solana that offers spot trading, perpetual futures, and margin lending with cross-collateralization. It was one of the earliest compreh...

Community Ratings

Mango Markets is rated higher by the MadeOnSol community with 4.7/5 stars across 3 reviews, compared to 4.0/5 for Arch Lending (1 review). That said, ratings only tell part of the story — what matters most is which tool fits your specific workflow.

Pricing & Value

Arch Lending uses a paid model, while Mango Markets is free — No platform fee. Trading fees: maker 0.02%, taker 0.05%. Lending rates are market-driven. Fees go to Mango DAO treasury.. Mango Markets has the edge for budget-conscious users, though Arch Lending's paid tier may offer features worth paying for.

Key Features

Arch Lending offers 5 features including Crypto-backed loans against SOL, BTC, ETH, and XRP collateral, Loan-to-value of up to 60%, varying by collateral asset, Loan terms of up to 12 months with rollover available, and 2 more. Mango Markets counters with 8 features including Spot trading and perpetual futures with on-chain order book, Cross-margin system using entire portfolio as collateral, Lending and borrowing with variable interest rates, and 5 more. The right choice depends on which specific features matter for your use case — check the individual review pages for full breakdowns.

Reliability & Health

We monitor both tools around the clock for uptime, SSL validity, and response times. Arch Lending currently has a healthy health status with 100.0% uptime over the last 30 days. Mango Markets is rated healthy with 100.0% uptime. For any tool you trust with your funds, trades, or yield, uptime and speed are non-negotiable.

Strengths

Arch Lending's key strengths include collateral is held in professional cold-storage custody and is not re-lent (no rehypothecation), lets holders unlock liquidity without selling, avoiding a taxable disposal event, fixed terms, clear pricing, and a regulated cefi structure operated by a registered entity.