Head-to-head · DeFi & Yield
Features, pricing, health score, community ratings — side-by-side from the live MadeOnSol database.
Updated October 17, 2026
 |  | |
|---|---|---|
| Rating | (1) | (1) |
| Pricing | Paid | Free |
| Health | Healthy | Healthy |
| Chain | Solana | Solana |
| Open Source | ||
| Features | 5 features | 8 features |
| Upvotes |
Pros & cons
Analysis
Arch Lending Arch Lending is a centralized crypto lending platform on Solana (and other chains) that lets holders borrow cash or stablecoins against SOL, BTC, ETH, and XRP collateral without selling their assets.... Save (fka Solend) Save, formerly known as Solend, is one of the original and largest decentralized lending and borrowing protocols on Solana. Rebranded from Solend in late 2024, Save allows users to deposit crypto asse...
Save (fka Solend) is rated higher by the MadeOnSol community with 5.0/5 stars across 1 review, compared to 4.0/5 for Arch Lending (1 review). That said, ratings only tell part of the story — what matters most is which tool fits your specific workflow.
Arch Lending uses a paid model, while Save (fka Solend) is free — Free to use. Interest rates are algorithmically determined by supply and demand. Small protocol fee on interest earned by depositors.. Save (fka Solend) has the edge for budget-conscious users, though Arch Lending's paid tier may offer features worth paying for.
Arch Lending offers 5 features including Crypto-backed loans against SOL, BTC, ETH, and XRP collateral, Loan-to-value of up to 60%, varying by collateral asset, Loan terms of up to 12 months with rollover available, and 2 more. Save (fka Solend) counters with 8 features including Algorithmic lending and borrowing with dynamic interest rates based on utilization, Multi-pool architecture — main pool for blue-chips, isolated pools for newer assets, Real-time oracle pricing with dynamic liquidation thresholds for risk management, and 5 more. The right choice depends on which specific features matter for your use case — check the individual review pages for full breakdowns.
We monitor both tools around the clock for uptime, SSL validity, and response times. Arch Lending currently has a healthy health status with 100.0% uptime over the last 30 days. Save (fka Solend) is rated healthy with 100.0% uptime. For any tool you trust with your funds, trades, or yield, uptime and speed are non-negotiable.
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| Twitter Followers | 7,569 | 81,477 |
| Categories | DeFi & Yield | DeFi & Yield |
| Description | Crypto-backed loans using SOL, BTC, and ETH collateral with institutional custody | Decentralized lending and borrowing protocol — formerly Solend |
Arch Lending's key strengths include collateral is held in professional cold-storage custody and is not re-lent (no rehypothecation), lets holders unlock liquidity without selling, avoiding a taxable disposal event, fixed terms, clear pricing, and a regulated cefi structure operated by a registered entity. Save (fka Solend) stands out for one of the longest-running solana lending protocols — battle-tested through multiple market cycles, wide asset support including liquid staking tokens enables diverse lending strategies, strong risk management track record — survived major market crashes without protocol insolvency. On the flip side, Arch Lending's weaknesses include custodial and centralized — borrowers give up self-custody, unlike defi lending protocols, while Save (fka Solend)'s main drawback is controversial governance incident in 2022 (attempted whale account takeover) damaged trust.
Both Arch Lending and Save (fka Solend) operate in the defi & yield space, so this is a direct head-to-head. Save (fka Solend) has the community's vote, but your mileage may vary depending on your specific needs. We recommend trying both — check Arch Lending's pricing and Save (fka Solend) is free to start. Read user reviews on each tool's page for real-world feedback from the Solana community.