Head-to-head · Payment Tools
Features, pricing, health score, community ratings — side-by-side from the live MadeOnSol database.
Updated July 19, 2026
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|---|---|---|
| Rating | (0) | (2) |
| Pricing | Freemium | Freemium |
| Health | Healthy | Healthy |
| Chain | solana only | solana only |
| Open Source | ||
| Features | 8 features | 5 features |
| Upvotes |
Pros & cons
Analysis
Decal Decal is a stablecoin payments, stored-value, and loyalty platform that lets merchants accept crypto through their existing point-of-sale hardware. Customers scan a QR code at checkout and pay from a... Zebec Zebec is a Solana-based continuous payment streaming protocol that lets value move by the second instead of in lump-sum transfers. This enables real-time payroll, token vesting, and recurring payments...
Zebec is rated higher by the MadeOnSol community with 5.0/5 stars across 2 reviews, compared to 0.0/5 for Decal (0 reviews). That said, ratings only tell part of the story — what matters most is which tool fits your specific workflow.
Decal uses a freemium model — ~1% per-transaction fee vs ~3.5% for cards (self-reported); stored balances cited at ~7% APY., while Zebec is freemium. Both offer free tiers with paid upgrades, so try each before committing to a paid plan.
Decal offers 8 features including QR-code stablecoin checkout (no app/signup for customers), Accepts USDC, USDT, PYUSD, USDG, and USDS, Near-instant settlement, and 5 more. Zebec counters with 5 features including Continuous payment streaming by the second on Solana, Real-time payroll, token vesting, and recurring payments, Salary streaming in any SPL token, and 2 more. The right choice depends on which specific features matter for your use case — check the individual review pages for full breakdowns.
We monitor both tools around the clock for uptime, SSL validity, and response times. Decal currently has a healthy health status with 100.0% uptime over the last 30 days. Zebec is rated healthy with 100.0% uptime. For any tool you trust with your funds, trades, or yield, uptime and speed are non-negotiable.
Decal's key strengths include drops into existing square pos hardware — low switching cost, customer side needs no wallet, app, or signup, lower fees and faster settlement than card rails. Zebec stands out for enables real-time, by-the-second payroll and vesting, works with any spl token for flexible payouts, built-in tax withholding and compliance for organizations.
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| Twitter Followers | 3,902 | 277,692 |
| Categories | Payment Tools | Payment Tools |
| Description | Stablecoin payments & loyalty for merchants | Continuous payment streaming and payroll infrastructure on Solana |
Both Decal and Zebec operate in the payment tools space, so this is a direct head-to-head. Zebec has the community's vote, but your mileage may vary depending on your specific needs. We recommend trying both — Decal is free to start and Zebec is free to start. Read user reviews on each tool's page for real-world feedback from the Solana community.