Helio vs MoonPay
Last updated: April 3, 2026
 |  | |
|---|---|---|
| Rating | (0) | (0) |
| Pricing | Freemium | Paid |
| Health | Healthy | Healthy |
| Chain | solana only | multi chain |
| Open Source | ||
| Features | 8 features | 5 features |
| Upvotes | ▲ 0 | ▲ 0 |
| Twitter Followers | 103 | 303,799 |
| Categories | Payment Tools | Payment Tools |
| Description | Solana's leading crypto payment platform for merchants | Buy crypto with credit card, Apple Pay, and bank transfers in 160+ countries |
Pros & Cons
Helio
- Lowest fees among crypto payment processors — under 1%
- Instant settlement with no holding periods or payout delays
- Recurring subscription support is rare and valuable for SaaS and creators
- Easy integration — embed payment widgets in minutes with no coding
- Built natively on Solana for fast, cheap transaction finality
- Limited to cryptocurrency payments — no fiat currency support
- Adoption is constrained by crypto payment demand from consumers
- Integration options outside Shopify/WooCommerce require custom development
- Crypto payment volatility can affect merchant receivables without stablecoin usage
MoonPay
- Widest wallet integration coverage on Solana — works inside Phantom and Solflare
- Multiple payment methods including Apple Pay and Google Pay
Helio vs MoonPay: Which Should You Choose?
Overview
Helio Helio is Solana's leading crypto payment platform, enabling merchants, creators, and businesses to accept cryptocurrency payments natively on Solana. The platform provides embeddable payment widgets,... MoonPay MoonPay is a leading fiat-to-crypto onramp that allows users to purchase SOL and Solana tokens using credit cards, debit cards, Apple Pay, Google Pay, and bank transfers. Integrated into major Solana...
Community Ratings
Both Helio and MoonPay hold similar community ratings, suggesting users find comparable value in each. Your choice should come down to specific features, pricing, and ecosystem fit rather than overall score.
Pricing & Value
Helio uses a freemium model — Free basic plan. Transaction fees as low as 1% for HelioX Pass holders. Enterprise pricing available., while MoonPay is paid.
Key Features
Helio offers 8 features including Embeddable payment widgets for any website or application, Pay links for quick one-time and recurring payment collection, Subscription billing with automatic recurring crypto payments, and 5 more. MoonPay counters with 5 features including Credit/debit card and mobile pay purchases for SOL and SPL tokens, Integrated into Phantom, Solflare, and other Solana wallets, Bank transfer and wire support in 160+ countries, and 2 more. The right choice depends on which specific features matter for your use case — check the individual review pages for full breakdowns.
Reliability & Health
We monitor both tools around the clock for uptime, SSL validity, and response times. Helio currently has a healthy health status with 100.0% uptime over the last 30 days. MoonPay is rated healthy with 100.0% uptime. For tools you rely on daily — especially trading bots or wallets — uptime and speed are non-negotiable.
Strengths
Helio's key strengths include lowest fees among crypto payment processors — under 1%, instant settlement with no holding periods or payout delays, recurring subscription support is rare and valuable for saas and creators. MoonPay stands out for widest wallet integration coverage on solana — works inside phantom and solflare, multiple payment methods including apple pay and google pay, well-established with strong regulatory compliance and licensing. On the flip side, Helio's weaknesses include limited to cryptocurrency payments — no fiat currency support, while MoonPay's main drawback is higher fees than some competitors (3.5-4.5% per transaction).
The Verdict
Both Helio and MoonPay operate in the payment tools space, so this is a direct head-to-head. Neither has a clear community advantage, so your decision should be feature-driven. We recommend trying both — Helio is free to start and check MoonPay's pricing. Read user reviews on each tool's page for real-world feedback from the Solana community.